# London Mutual Credit Union: Your local choice for savings, loans, mortgages and current accounts > London Mutual Credit Union offers affordable loans, savings accounts, current accounts and mortgages for people who live or work in Southwark, Lambeth, Westminster or Camden, and for those in the NHS, education and the armed forces\. Helping you make your money go further\. Generated by Yoast SEO v28.0, this is an llms.txt file, meant for consumption by LLMs. ## Pages - [About](https://creditunion.co.uk/about/): From Southwark to communities across London, we’ve always been driven by purpose\. Explore our story, values, impact, and ways to get involved\. - [Contact](https://creditunion.co.uk/contact/) - [Terms \& conditions](https://creditunion.co.uk/legal/terms-conditions/): Here you’ll find the terms and conditions that apply to your membership with London Mutual Credit Union, as well as the specific terms for each of our products\. - [Privacy policy](https://creditunion.co.uk/legal/privacy-policy/) - [Loans](https://creditunion.co.uk/loans/): For a car, your home, or a simpler way to manage debt, our loans are here to help—fair, affordable, and on your side, so that borrowing is a springboard, not a source of stress\. - [Savings](https://creditunion.co.uk/savings/): Save directly from your salary, benefits, or by direct debit with London Mutual Credit Union\. Safe, flexible, and built around your everyday life\. - [Information for employers](https://creditunion.co.uk/about/employers/): Partner with London Mutual to support colleague financial wellbeing through salary deducted savings and loans—at low\-to\-zero cost - [Mortgages](https://creditunion.co.uk/mortgages/) - [Blog](https://creditunion.co.uk/blog/): Get the latest news, product and service announcements from London Mutual, along with our Money Gym financial education blogs\. - [What is a credit union?](https://creditunion.co.uk/about/what-is-a-credit-union/): Credit unions are not\-for\-profit financial co\-operatives\. We’re owned by our members, not external shareholders\. That means when you save or borrow with us, the benefits go straight back into better services for you and your community\. - [Who can join](https://creditunion.co.uk/about/who/): London Mutual Credit Union is open to people who share our common bond\. This means membership isn’t open to everyone – but if you live, work, or have another connection to our community, you could be eligible to join\. - [Salary deduction](https://creditunion.co.uk/savings/salary-deduction/): Save and repay the easy way—straight from your salary, with no extra effort and complete peace of mind\. - [Benefits deduction](https://creditunion.co.uk/savings/benefits-deduction/): At London Mutual Credit Union, our loans are designed with your future in mind\. Every repayment is also a step towards building your own savings—helping you move from borrowing to lasting financial security\. - [Impact](https://creditunion.co.uk/about/impact/): Every pound saved, every fair loan granted, every child encouraged to save — these are the moments that add up to lasting impact\. Together, we’re building a fairer financial system for London\. ## Posts - [Don't watch the World Cup through a betting app](https://creditunion.co.uk/keeping-you-your-money-safe/2026/06/dont-watch-the-world-cup-through-a-betting-app/): The best moments of a World Cup happen in a room full of people\. Don't let gambling apps pull you out of it\. - [London credit unions: who can join and how to choose](https://creditunion.co.uk/about-us-how-we-work/2026/05/london-credit-unions/): Fair savings and affordable loans from an organisation you part\-own\. What's not to like? A guide to London's credit unions, who can join, and how to choose\. - [Can I get a loan with bad credit?](https://creditunion.co.uk/about-us-how-we-work/2026/04/can-i-get-a-loan-with-bad-credit/): Whether you can get a loan with bad credit depends on more than a score\. Sometimes the answer is yes\. Sometimes it isn't\. Here's what makes the difference\. - [Economic Secretary to the Treasury visits London Mutual Credit Union in Peckham](https://creditunion.co.uk/news-updates/2026/03/economic-secretary-to-the-treasury-visits-london-mutual-credit-union-in-peckham/): Lucy Rigby MP visited our office in Peckham, meeting our team, hearing from a longstanding member, and seeing our work first hand\. - [Why financial stress isn't a character flaw](https://creditunion.co.uk/money-skills-financial-tips/2026/04/why-financial-stress-isnt-a-character-flaw/): Most of us think financial stress is just about not having enough money\. To mark Stress Awareness Month, I sat down with a finance expert who says that's wrong\. ## Employers - [Borough Market](https://creditunion.co.uk/partner/borough-market/) - [Synnovis](https://creditunion.co.uk/partner/synnovis/) - [Queen's Park Community Council](https://creditunion.co.uk/partner/queens-park-community-council/) - [Transport for London](https://creditunion.co.uk/partner/transport-for-london/) - [Greater London Authority](https://creditunion.co.uk/partner/greater-london-authority/) ## Products - [Current Account](https://creditunion.co.uk/current-accounts/) - [Mortgages](https://creditunion.co.uk/mortgages/) - [Small Loan](https://creditunion.co.uk/loans/small-loans/) - [Saver Loan](https://creditunion.co.uk/loans/saver-loan/) - [Debt Consolidation Loan](https://creditunion.co.uk/loans/debt-consolidation-loan/) ## Downloads - [Cash ISA Terms \& Conditions](https://creditunion.co.uk/download/cash-isa-terms-conditions/) - [London Mutual Credit Union Impact Report 2024\-5](https://creditunion.co.uk/download/london-mutual-credit-union-impact-report-2024-5/) - [Initial Disclosure about our mortgage services](https://creditunion.co.uk/download/mortgages-initial-disclosure-document/) - [Draft Minutes \- 2025 Annual General Meeting](https://creditunion.co.uk/download/draft-minutes-2025-annual-general-meeting/) - [Annual Report and Financial Statements \- Year Ending 2025](https://creditunion.co.uk/download/annual-report-and-financial-statements-year-ending-2025/) ## Reviews - [excellent](https://creditunion.co.uk/?lmcu_review=excellent-4) - [Review by Anonymous](https://creditunion.co.uk/?lmcu_review=review-by-anonymous-15) - [excellent](https://creditunion.co.uk/?lmcu_review=excellent-3) - [Review by Oluwaseun Falade](https://creditunion.co.uk/?lmcu_review=review-by-oluwaseun-falade) - [Review by Emmy Walukhaso](https://creditunion.co.uk/?lmcu_review=review-by-emmy-walukhaso) ## Categories - [News \& updates](https://creditunion.co.uk/topic/news-updates/) - [Money skills \& financial tips](https://creditunion.co.uk/topic/money-skills-financial-tips/) - [About us and how we work](https://creditunion.co.uk/topic/about-us-how-we-work/) - [Keeping you \& your money safe](https://creditunion.co.uk/topic/keeping-you-your-money-safe/) - [Member stories](https://creditunion.co.uk/topic/member-stories/) ## Tags - [Shopping](https://creditunion.co.uk/tag/shopping/) - [Loans](https://creditunion.co.uk/tag/loans/) - [Responsible borrowing](https://creditunion.co.uk/tag/responsible-borrowing/) - [Cost of living](https://creditunion.co.uk/tag/cost-of-living/) - [Budgeting](https://creditunion.co.uk/tag/budgeting/) ## Employer Sectors - [Government](https://creditunion.co.uk/sector/government/) - [Health](https://creditunion.co.uk/sector/health-nhs/) - [Education](https://creditunion.co.uk/sector/education/) - [Armed Forces](https://creditunion.co.uk/sector/armed-forces/) - [Higher Education](https://creditunion.co.uk/sector/higher-education/) ## Organisation Types - [Urgent Debt Help](https://creditunion.co.uk/organisation_signpost/urgent-debt-help/) - [Urgent Gambling Help](https://creditunion.co.uk/organisation_signpost/urgent-gambling-help/) - [Urgent Domestic Abuse](https://creditunion.co.uk/organisation_signpost/urgent-domestic-abuse/) ## Optional - [Sitemap index](https://creditunion.co.uk/sitemap_index.xml)