As we approach the end of this tax year there are a lot of deadlines approaching. There are a few things that you can apply for now if you are eligible, and might save you some money before the tax year ends. Check out our money saving checklist:

Check your tax code

You can log in to HMRC online and check that you are paying the right amount of tax. If you are over-paying you might due a refund. If you are under-paying it is best to get it sorted as soon as possible to avoid paying it back at a later date. Find out more about tax codes, and what yours should be with Money Saving Expert’s calculator.

Did you wear a uniform for work in 2016/17?

If you wear a uniform for work and wash it yourself, you can claim a tax allowance of £60 per year. This can be backdated up to 4 years, so the deadline for claiming for the 2016/7 tax year is 5th April 2021. Find out if you are eligible on the government website.

Do you get more than 12 prescriptions a year?

An NHS prescription pre payment certificate or ‘season ticket’ could save you money. The cost of prescriptions and certificates is going up from April so apply now if you think this could help you.

A 12 month certificate costs £105.90, which will save you money if you pay for more than 11 prescriptions per year.

We can offer small loans to cover these certificates but bear in mind the overall cost will be slightly higher. Borrow £105.90 from London Mutual and repay over 12 months and you will repay a total of £127.68*. If you buy more than 14 prescriptions in a year this will still save you money.

Have you been working from home due to COVID-19?

If you have had to work from home for more than 1 day since 6 April 2020, due to the COVID-19 pandemic you may be able to claim back £6 per week of tax relief. This scheme helps cover the additional costs of working from home such as increased heating bills or internet costs. If you are on the 20% tax rate this is equivalent to getting an extra £1.20 per week. Check if you can claim here.

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*Representative example. Actual figures will be based on your personal circumstance, credit reference information and your ability to repay.