Keeping your home warm is another thing to add to the list of Christmas expenses. We’ve put together some tips to help you save money on your energy bills this winter…
News & Blog
Get the latest news, product and service announcements from London Mutual, along with our Money Gym financial education blogs.
Black Friday hacks for Bargain Hunters & Big Spenders
Our guide on how to spend responsibly this Black Friday…
Put Loan Sharks on the Naughty list this Christmas
Loans Sharks know that this is an expensive time of year and may target those who are most likely to want to borrow…
2021 Christmas Loans Deadline information
This year’s Christmas Loan Deadline is 10 December. Here’s everything you need to know.
Standing orders and Direct Debits… what’s the difference?
Standing orders and Direct Debits may seem similar, but they have completely different purposes. What are the differences?
Spooky Scams & Freaky Fraud: Stay Scam-Aware this Halloween
Although the lockdowns may seem like a thing of the past, the threat of scams is still ever-present. It is evident that scammers are constantly changing their tactics and finding new ways of targeting consumers.
Turn your Supermarket Spending into Savvy Saving
The supermarket is full of temptation, and doing the weekly food shop can become an expensive trip if you’re not strict. Here’s some tips to save money on your supermarket spending.
What even is a Credit Union?
As a Credit Union, we always get asked “what is a credit union?” – here’s our answer…
A-Z of Financial Jargon
The world of money comes with it’s very own dictionary of financial jargon. Read our A-Z of some words and phrases you should look out for.
Pay for Next Years Holiday by Canceling Unnecessary Subscriptions…
It’s time to cancel those unnecessary subscriptions, and start saving some money!
The Link Between Money and Mental Health
There is a link between money and mental health. It is important to understand how to take control of your finances, and where to seek help should you need it.
Pizza-Inspired Tracking for Loan Applications is Now Live
Our newest feature tells you in real-time when your loan is likely to be ready, what stage it is at, and prevents delays by letting you know if we’re waiting for information or documents.
Understanding IVAs
Individual Voluntary Arrangements (IVAs) might seem like a straight-forward solution to repaying debt, but it is important that you know the consequences before getting tied down.
Back to School: Credit Union Support
How can your local credit union help with covering the costs of back to school?
What to Expect when you Apply for a loan
Our 4-step application process allows us to make a decision based on you as an individual, to give you the best chance of being accepted.
Back to School: where to get financial help
If you are starting to feel stressed or are a bit worried about the costs of back to school, we have put together some organizations and ideas that might be useful to you…
No Harm in Asking: You Can Now Apply For Our Loans Risk-Free
From this week, you’ll be able to apply for all our loan products without putting your credit score at risk if we can’t say ‘yes’.
London Mutual Goes Live With Faster Payments in Credit Union First
London Mutual has become the first UK credit union to fully integrate with the faster payments system, in a collaboration with Tata Consultancy Services (TCS) and NatWest Bank
Things they don’t teach you in School about Personal Finances and Saving
Becoming financially independent is one of life’s biggest lessons. Get money-savvy with some of our tips and suggestions…
Don’t Take It Personally: Improving Your Chances of Being Approved for a Loan
No matter the need to borrow, or the individuals financial situation, we will always carefully consider an application. However, this does not mean we can always say yes…
London Mutual Achieves Armed Forces Covenant Silver Award
London Mutual has achieved the Armed Forces Covenant Silver Award in the Ministry of Defence Employer Recognition Scheme
Budget-friendly things to do this summer in London
Don’t let your funds set you back from enjoying the sun. Make the most of London this summer with some of our top budget-friendly things to do in the city…
With Us, There’s No, ‘Computer Says No’
At London Mutual, we do loans differently to give you the best possible chance of being approved.
Move Money in Minutes with Online Banking
Good news—online banking payments and transfers now happen in real-time, 24-7.
Don’t get spooked – check out our financial tricks and treats!
We give you some handy tricks to save money and some ways to treat yourself this Autumn!
Budgeting and Borrowing over the festive period
Christmas is always an expensive time of year, so here are our best ways to budget your way through the festive period.
Plan ahead this Christmas with our Family Saver Loans
It’s been an uncertain year and it might seem early to start thinking about Christmas. But have no doubt, the kids are already. Planning ahead could really help you manage your finances this year, especially if you have children. Kids might have high expectations and...
Winter is coming
It’s official: winter is just around the corner. Whether you're kitting out the family with warm gear, replacing the boiler, or sorting out the sofa so there’s space for everyone, keeping cosy can add up. Not to mention Christmas is fast approaching. It’s been a...
Ten More Covid Scams to Watch Out For
Even though many of the lockdown measures are starting to ease, scammers are continuing to take advantage of people’s anxieties and concerns. Here is what to look out for.
Protecting yourself from coronavirus scams
Criminals and fraudsters are sadly taking advantage of the current disruption. Here are some of the current scams we’re aware of, and ways to avoid them.
Overdraft prisoner? It’s time to plan your escape.
New overdraft rules are coming into effect that could make regular use of an overdraft much more expensive.
Cut the cost by borrowing with us
If you’ve got a credit card, heads up: we can probably save you proper money.
Invest in a good night’s sleep
It’s easy to think of budgeting as a chore. Instead, think of it as a way of bringing some control into to your life.
Get Off the Treadmill of Minimum Card Payments.
Ok, you may not be in a ‘debt crisis’, but the only ones winning from your minimum payment are the credit card companies.
Why it makes sense to payroll
At London Mutual, you can have loan repayments or savings taken directly from your salary. Here’s how it works, and why it’s a great reason to join us.
Borrowing with confidence
Like any tool, borrowing can be useful, but it needs to be handled with care. Knowing how and when to borrow, how to spot signs of trouble and how to avoid them, are all crucial steps to borrowing with confidence.
How to ace your holiday planning
before you throw the suntan lotion into a bag and head for the beach, check out our top tips for making your money go further while you’re away.
What’s the deal with APR?
When a company offers a loan, credit card, mortgage or store credit, by law, they’re required to show its APR. But what does APR actually mean, how is it calculated, and how can you use it to get the best deal?
Things we’ll never ask you to do
If you get an email or a phone call about any of your credit union accounts, please remember these eight things LMCU will never ask you to do: Ask for your full PIN or any online banking passwords over the phone or via emailSend someone to your home to collect cash,...
How to stay safe at the cashpoint
If possible, use a cash machine inside a bank or shop – if that’s not possible, check the cash machine every time you use one and look out for: a wobbly or bulky part that doesn’t seem to belong with the machine, such as a cover over the card slot or a loose keypadbe...
Make your money go further this Christmas
A lot of people worry that Christmas is just around the corner, and there is still so much to do. Below are three simple steps that may help you navigate the winter holidays this year.
3 common questions about credit history
Credit history tracks the reliability and the ability of you as the borrower to keep it up with the financial obligations, your payment patterns and how many other financial commitments you currently have. This has proven invaluable for financial institutions like banks and credit unions to assess the loan applications of the borrower’s ability to […]
Three simple steps for a financially healthier 2018
With Christmas in the rear view mirror, our attention turns to the end of 2017 and beginning of a New Year with new possibilities. With the bank holidays coming up, it would be beneficial to take time out to organise your finances for the coming year. Making up a budget is vital, as more and […]
Practical ways to lessen impulse spending!
Impulse buying describes the phenomenon that causes you to make that extra purchase because the need for it becomes suddenly very necessary. It can be as small as buying a packet of chewing gum while you are waiting at the checkout, or as big as an expensive car during a sale. You may be well […]
Don’t get caught out by £1 Deadline!
In the UK, we love to keep things interesting. By the end of 2020 we will see the biggest period of currency transition in decades – from paper to plastic notes and from round to twelve sided £1 coins. New Money The new pound coin was deemed legal tender on the 28th March 2017. Now […]
New compensation limits
The FSCS deposit protection limit is changing from 1 January 2016 to £75,000. Deposits currently eligible for £85,000 compensation will remain protected up until 31 December 2015 to allow customers to reduce their balances if necessary. From 1 January 2016 the new...
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New compensation limits
The FSCS deposit protection limit is changing from 1 January 2016 to £75,000. Deposits currently eligible for £85,000 compensation will remain protected up until 31 December 2015 to allow customers to reduce their balances if necessary. From 1 January 2016 the new...