Borrowing with confidence

Borrowing with confidence

Like any tool, borrowing can be useful, but it needs to be handled with care. This week we explore how to make the most of responsible borrowing, while steering clear of problem debt. Why borrow anyway? Hardly any of us are strangers to debt, and there are many cases...
How to ace your holiday planning

How to ace your holiday planning

With summer around the corner, now’s the time to start gearing up to make it your best ever. Whether it’s for a short break in the UK or the trip of a lifetime (lucky you), you’ve earned it. But before you throw the suntan lotion into a bag and head for...
What’s the deal with APR?

What’s the deal with APR?

Where there’s borrowing, there’s APR. When a company offers a loan, credit card, mortgage or store credit, by law, they’re required to show its APR. But what does APR actually mean, how is it calculated, and how can you use it to get the best deal?...

Things we’ll never ask you to do

If you get an email or a phone call about any of your credit union accounts, please remember these eight things LMCU will never ask you to do: Ask for your full PIN or any online banking passwords over the phone or via emailSend someone to your home to collect cash,...
How to stay safe at the cashpoint

How to stay safe at the cashpoint

If possible, use a cash machine inside a bank or shop – if that’s not possible, check the cash machine every time you use one and look out for: a wobbly or bulky part that doesn’t seem to belong with the machine, such as a cover over the card slot or a loose keypadbe...
Make your money go further this Christmas

Make your money go further this Christmas

A lot of people worry that Christmas is just around the corner, and there is still so much to do. Below are three simple steps that may help you navigate the winter holidays this year. Let us know on twitter or facebook, if you have any tips or advice to share! Step 1...