We’ll help you set up automatic savings straight from your salary each month — no apps, no hassle.
Set aside a small amount regularly from Universal Credit or other benefits — simple and consistent.
Repay your loan while putting a bit aside each month, so savings grow without extra effort.
Flexible borrowing for life’s everyday plans
Making your plans possible, one step at a time
Keep your savings safe while borrowing at our lowest rate
Helping families borrow safely — and save along the way
Simplify your borrowing. Take back control.
Borrow bigger. Make it happen sooner.
Fair, affordable loans — whatever your income
Learn what you can do with our mobile app and how to download and register
Our newly-upgraded debit card comes with features that make your money easy to manage
Partner with us to boost colleague financial wellbeing with salary-deducted savings and loans
Founded by Southwark Council staff in 1982, find out where we've come from and the journey so far.
