Christmas loans deadline has passed
You can still apply for a loan, but it may not be ready in time for Christmas
More detailsLondon Mutual Credit Union
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News and updates
Your savings with us are now protected up to £120k
Our 2025 Christmas loan deadline is 9 December
Coming in 2025: your snazzy new visa® debit card
What the move to Universal Credit could mean for you
London’s housing crisis just got a new solution: credit union mortgages
London Mutual partners with transport for London to support staff financial wellbeing
Borrow this Christmas for less than a credit card or overdraft
We get it: "taking out a loan" feels like a big deal compared to quietly putting it on a credit card to sort out in January. But with credit cards now averaging 24.65%* APR and overdrafts hitting almost 40%, you could end up paying more than you need to.
Example: £3,200.00 borrowed over 18 months at 13.68% APR. Total repayable: £3,536.37. Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk
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