Here to help Westminster Council employees make their money go further
The local authority for the City of Westminster has partnered with London Mutual Credit Union to make salary-deducted savings and loans available to all its employees as an optional employee benefit.
Westminster City Council employees can gradually build up savings to cover everyday expenses or future needs.
Eligible employees can apply for a loan to meet necessary costs.
As a member, you’re part of a not-for-profit credit union that puts staff wellbeing first.
Build up a safety net alongside your loan repayments, helping you feel more secure.
About London Mutual Credit Union
London Mutual Credit Union is a member-owned financial co-operative, serving Londoners since 1982. We exist to help people to save,
borrow, and build financial wellbeing in a safe and supportive way.
Member-owned, not for profit
Authorised and regulated by the PRA and FCA
Payroll saving & repayment available for Westminster Council staff
Thousands of members working in Government, Local Government
What we offer
Fair, affordable borrowing for planned and unplanned expenses
- No early repayment fees
- Save as you repay
- Repayments directly from your Westminster Council salary.
Build a savings habit with automatic salary deduction
- Save as little as £10 a month
- Deducted each payday, so you don’t miss it.
- Access and withdraw your money via our mobile app
Buy or remortgage your home with competitive rates, in-house advice, and decisions made by people, not computers.
- No arrangement fees
- Free no-obligation mortgage advice
- Up to 80% LTV
How it works
Join online
It only takes a few minutes to become a member and to open your membership account
Choose how you'll use it
Choose how much to save each month, and, if you wish, apply for a loan at the same time
We'll set up payroll
We work with Westminster Council to arrange regular deductions from your salary
Save and repay - automatically
Your chosen amount comes straight from your pay each month and is automatically added to savings or used for loan repayments.
Explore the Money Gym
From managing bills to building better habits, the Money Gym is packed with practical tools and guidance to help you feel more in control of your money
Visit the Money Gym
Join the credit union for Westminster City Council staff
Become a London Mutual member and build savings and borrow affordably directly from your The local authority for the City of Westminster salary.
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