Become a member
In the community
Membership is open to anyone who lives or works in the London Boroughs of Southwark, Lambeth Westminster or Camden.
Via your employer
If you work for one of our local employer partners, you’ll be able to set up salary-deducted savings when you join.
Open to active members of the Army, Royal Navy or RAF, making it easy to borrow or save straight from your MOD (JPA) pay.
If you are family of a current member and live at the same address, you are also eligible to join us.
Becoming a member
By law, you need to become a member of London Mutual Credit Union before we can offer you a loan or any other service. You can apply for membership at the same time as you apply.
To be eligible to become a member, you need to be part of one of the communities we serve (known as our ‘common bond’), which includes the London Boroughs of Southwark, Lambeth, Westminster and Camden, as well as all members of the UK armed forces and their families.
How your application will be processed
Before we can open an account for you or begin processing your loan application, we need to verify your identity and check that you are indeed eligible to be a member. We can do this online if you authorise us to do so. It won’t leave a footprint or affect your credit file in any way.
If for whatever reason we are unable to verify your identity in this way, we’ll follow up with you via email.