During the financial year from 1st October 2011 to 30th September 2012, over £110,000 has been returned to London Mutual Credit Union members through a combination of a 1.5% dividend on their membership shares, 5% interest on Junior Savers shares and 3% interest on Cash ISA.
From guilt gifts to panic buys: the truth about Christmas shopping
Those festive ads have you reaching for the tissues – and your wallet? Here’s what’s really driving us to splash out, and how to make sure your money goes on what matters this year.