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Getting a loan while unemployed or on benefits: how a credit union can help

Your washing machine breaks down. You're on Universal Credit with nothing spare until next week. Where can you borrow affordably when mainstream lenders say no?
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Our 2025 Christmas loan deadline is 9 December

Whether you're an early planner or last-minute shopper, our Christmas loans can help make the festive season more manageable. Here's what you need to know.
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Ticket barrier representing London travel fares, charges, and savings

Why your London commute could be costing you hundreds more than it should

For most Londoners, transport is one of the biggest monthly expenses after housing - but simple mistakes and misunderstanding the fare system could be costing you hundreds of pounds each year.
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A newly designed visa debit card

Coming in 2025: your snazzy new visa® debit card

In early 2025, all London Mutual Credit Union current account (CUCA) members will be sent a new debit card and PIN. Here's what's happening and why.
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Two people enjoying Christmas Day together, sharing food and laughter, representing the joy of saving money at Christmas through thoughtful spending.

Why we overspend at Christmas and how to take control

Those festive ads have you reaching for the tissues - and your wallet? Here's what's really driving us to splash out, and how to make sure your money goes on what matters this year.
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Person pointing at a home thermostat showing room temperature, in an article about Winter Fuel Payments and Pension Credit support for energy costs.

Winter fuel payments have changed – how to ensure you don’t miss out

Winter Fuel Payments now only go to people claiming pension credit - but many eligible people aren't claiming this benefit that could be worth thousands each year.
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Masterclasses

Join us online each month for our Money Gym Masterclasses. Members of our team and special guests will be talking money and answering your questions. All are welcome, and past sessions are available to view.

Next Month: What’s the Deal with Universal Credit? Your Guide to the Big Switch

Friday 15th November @ 12pm

Curious about the move from legacy benefits to Universal Credit? Join us this November for a straightforward session with Ryan Peter from the Department for Work and Pensions. He’ll explain why this change is happening, how it could affect your payments, and what support is available to help with the transition. It’s a chance to get clear answers to your questions and understand what’s coming up. Perfect for anyone looking to feel prepared and informed about the shift to Universal Credit.

In the session we’ll cover:

✔ Explanation of the shift from legacy benefits to Universal Credit
✔ How the change affects payments
✔ Guidance on the transition process
✔ Available support for affected individuals

RSVP To Attend

Previous Months

Useful Links

The Money Advice Service is a free and impartial service, funded by the UK government, which provides a range of information, tools and tips for managing your money better.

Debt and borrowing