Here to help Liberata employees make their money go further

Liberata has partnered with London Mutual Credit Union to make salary-deducted savings and loans available to all its employees as an optional employee benefit.

Build savings easily

Save automatically from your salary each month.

Loans when the need arises

Liberata employees can access loans for urgent or unforeseen expenses.

Repayments that fit your pay

Repayments scheduled to match your pay schedule.

Money management tools

Practical resources to track and plan finances.

About London Mutual Credit Union

London Mutual Credit Union is a member-owned financial co-operative, serving Londoners since 1982. We exist to help people to save,
borrow, and build financial wellbeing in a safe and supportive way.
  • Member-owned, not for profit

  • Authorised and regulated by the PRA and FCA

  • Payroll saving & repayment available for Liberata staff

  • Thousands of members working in Government

What we offer

Personal Loans

Borrow £500-£25,000
From 9.6% APR

Fair, affordable borrowing for planned and unplanned expenses

  • No early repayment fees
  • Save as you repay
  • Repayments directly from your Liberata salary.

Regular savings

Borrow from as little as £10 a month
Pay in directly from salary

Build a savings habit with automatic salary deduction

  • Save as little as £10 a month
  • Deducted each payday, so you don’t miss it.
  • Access and withdraw your money via our mobile app

Mortgages

Borrow up to £450000
From 3.64% (variable)

Buy or remortgage your home with competitive rates, in-house advice, and decisions made by people, not computers.

  • No arrangement fees
  • Free no-obligation mortgage advice
  • Up to 80% LTV

How it works

Join online

It only takes a few minutes to become a member and to open your membership account

Choose how you'll use it

Choose how much to save each month, and, if you wish, apply for a loan at the same time

We'll set up payroll

We work with Liberata to arrange regular deductions from your salary

Save and repay - automatically

Your chosen amount comes straight from your pay each month and is automatically added to savings or used for loan repayments.

Explore the Money Gym

From managing bills to building better habits, the Money Gym is packed with practical tools and guidance to help you feel more in control of your money
Visit the Money Gym

Join the credit union for Liberata staff

Become a London Mutual member and build savings and borrow affordably directly from your Liberata salary.
Become a member

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