Here to help QPCC employees make their money go further

Queen's Park Community Council has partnered with London Mutual Credit Union to make salary-deducted savings and loans available to all its employees as an optional employee benefit.

Save through payroll

Your savings come straight out of your salary before you spend it, making it easier to build a financial cushion without thinking about it.

Fair, affordable loans

Borrow at a rate that reflects what you can actually repay - no hidden fees, no pressure, and no decisions made purely by an algorithm.

Local and member-owned

London Mutual is a not-for-profit credit union rooted in Queen's Park, Kilburn, and the wider Westminster area, owned by members like you.

Financial wellbeing support

Whether you're managing debt or planning ahead, our team will talk through your options and help you find the right product for your situation.

About London Mutual Credit Union

London Mutual Credit Union is a member-owned financial co-operative, serving Londoners since 1982. We exist to help people to save,
borrow, and build financial wellbeing in a safe and supportive way.
  • Member-owned, not for profit

  • Authorised and regulated by the PRA and FCA

  • Payroll saving & repayment available for QPCC staff

  • Thousands of members working in Local Government

What we offer

Personal Loans

Borrow £500-£25,000
From 9.6% APR

Fair, affordable borrowing for planned and unplanned expenses

  • No early repayment fees
  • Save as you repay
  • Repayments directly from your QPCC salary.

Regular savings

Borrow from as little as £10 a month
Pay in directly from salary

Build a savings habit with automatic salary deduction

  • Save as little as £10 a month
  • Deducted each payday, so you don’t miss it.
  • Access and withdraw your money via our mobile app

Mortgages

Borrow up to £450000
From 3.64% (variable)

Buy or remortgage your home with competitive rates, in-house advice, and decisions made by people, not computers.

  • No arrangement fees
  • Free no-obligation mortgage advice
  • Up to 80% LTV

How it works

Join online

It only takes a few minutes to become a member and to open your membership account

Choose how you'll use it

Choose how much to save each month, and, if you wish, apply for a loan at the same time

We'll set up payroll

We work with QPCC to arrange regular deductions from your salary

Save and repay - automatically

Your chosen amount comes straight from your pay each month and is automatically added to savings or used for loan repayments.

Explore the Money Gym

From managing bills to building better habits, the Money Gym is packed with practical tools and guidance to help you feel more in control of your money
Visit the Money Gym

Join the credit union for Queen’s Park Community Council staff

Become a London Mutual member and build savings and borrow affordably directly from your Queen's Park Community Council salary.
Become a member

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