Here to help Royal Free employees make their money go further
Royal Free London NHS Foundation Trust has partnered with London Mutual Credit Union to make salary-deducted savings and loans available to all its employees as an optional employee benefit.
Set aside a portion of your salary each month to grow your savings over time.
Royal Free London employees can use the service to take out a small loan if required.
Set repayments to match your salary schedule.
Royal Free London employees can check and organise their finances clearly.
About London Mutual Credit Union
London Mutual Credit Union is a member-owned financial co-operative, serving Londoners since 1982. We exist to help people to save,
borrow, and build financial wellbeing in a safe and supportive way.
Member-owned, not for profit
Authorised and regulated by the PRA and FCA
Payroll saving & repayment available for Royal Free staff
Thousands of members working in Health, Hospital, NHS
What we offer
Fair, affordable borrowing for planned and unplanned expenses
- No early repayment fees
- Save as you repay
- Repayments directly from your Royal Free salary.
Build a savings habit with automatic salary deduction
- Save as little as £10 a month
- Deducted each payday, so you don’t miss it.
- Access and withdraw your money via our mobile app
Buy or remortgage your home with competitive rates, in-house advice, and decisions made by people, not computers.
- No arrangement fees
- Free no-obligation mortgage advice
- Up to 80% LTV
How it works
Join online
It only takes a few minutes to become a member and to open your membership account
Choose how you'll use it
Choose how much to save each month, and, if you wish, apply for a loan at the same time
We'll set up payroll
We work with Royal Free to arrange regular deductions from your salary
Save and repay - automatically
Your chosen amount comes straight from your pay each month and is automatically added to savings or used for loan repayments.
Explore the Money Gym
From managing bills to building better habits, the Money Gym is packed with practical tools and guidance to help you feel more in control of your money
Visit the Money Gym
Join the credit union for Royal Free London NHS Foundation Trust staff
Become a London Mutual member and build savings and borrow affordably directly from your Royal Free London NHS Foundation Trust salary.
Become a memberMoney tips & ideas
New to the UK, working in the NHS — and building credit With London Mutual
Arriving in London without a credit history, Azeez Dasaolu struggled to access loans and accounts. That all changed when, through his job at Guy’s and St Thomas’ Hospital, he joined London Mutual Credit Union.
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