London Mutual Credit Union

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Your savings with us are now protected up to £120k

From 1 December 2025, the government-backed protection that covers your savings has increased from £85,000 to £120,000. Here's what this means and how it keeps your money safe.
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Credit union loans vs payday lenders this Christmas

Payday lenders and online direct lenders offer quick cash, but at what cost? We compare rates, repayment terms and long-term benefits against credit union loans.
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Getting a loan while unemployed or on benefits: how a credit union can help

Your washing machine breaks down. You're on Universal Credit with nothing spare until next week. Where can you borrow affordably when mainstream lenders say no?
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Our 2025 Christmas loan deadline is 9 December

Whether you're an early planner or last-minute shopper, our Christmas loans can help make the festive season more manageable. Here's what you need to know.
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Ticket barrier representing London travel fares, charges, and savings

Why your London commute could be costing you hundreds more than it should

For most Londoners, transport is one of the biggest monthly expenses after housing - but simple mistakes and misunderstanding the fare system could be costing you hundreds of pounds each year.
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A newly designed visa debit card

Coming in 2025: your snazzy new visa® debit card

In early 2025, all London Mutual Credit Union current account (CUCA) members will be sent a new debit card and PIN. Here's what's happening and why.
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Masterclasses

Join us online each month for our Money Gym Masterclasses. Members of our team and special guests will be talking money and answering your questions. All are welcome, and past sessions are available to view.

Next Month: What’s the Deal with Universal Credit? Your Guide to the Big Switch

Friday 15th November @ 12pm

Curious about the move from legacy benefits to Universal Credit? Join us this November for a straightforward session with Ryan Peter from the Department for Work and Pensions. He’ll explain why this change is happening, how it could affect your payments, and what support is available to help with the transition. It’s a chance to get clear answers to your questions and understand what’s coming up. Perfect for anyone looking to feel prepared and informed about the shift to Universal Credit.

In the session we’ll cover:

✔ Explanation of the shift from legacy benefits to Universal Credit
✔ How the change affects payments
✔ Guidance on the transition process
✔ Available support for affected individuals

RSVP To Attend

Previous Months