Here to help St John's and St Clement's employees make their money go further

St John's and St Clement's C of E Primary School has partnered with London Mutual Credit Union to make salary-deducted savings and loans available to all its employees as an optional employee benefit.

Grow your savings easily

Choose an amount to be put aside from your pay so your savings can build up over time.

Apply for a loan if needed

If an unexpected personal or household cost arises, staff can apply for a loan; repayments are then taken automatically from salary.

Simple repayment process

Any loan repayments are deducted directly from your salary, so there’s nothing extra to arrange.

Clear view of your money

Use the Better-Off calculator to see where your money goes each month and plan ahead for upcoming costs.

About London Mutual Credit Union

London Mutual Credit Union is a member-owned financial co-operative, serving Londoners since 1982. We exist to help people to save,
borrow, and build financial wellbeing in a safe and supportive way.
  • Member-owned, not for profit

  • Authorised and regulated by the PRA and FCA

  • Payroll saving & repayment available for St John’s and St Clement’s staff

  • Thousands of members working in Primary, Schools

What we offer

Personal Loans

Borrow £500-£25,000
From 9.6% APR

Fair, affordable borrowing for planned and unplanned expenses

  • No early repayment fees
  • Save as you repay
  • Repayments directly from your St John’s and St Clement’s salary.

Regular savings

Borrow from as little as £10 a month
Pay in directly from salary

Build a savings habit with automatic salary deduction

  • Save as little as £10 a month
  • Deducted each payday, so you don’t miss it.
  • Access and withdraw your money via our mobile app

Mortgages

Borrow up to £450000
From 3.64% (variable)

Buy or remortgage your home with competitive rates, in-house advice, and decisions made by people, not computers.

  • No arrangement fees
  • Free no-obligation mortgage advice
  • Up to 80% LTV

How it works

Join online

It only takes a few minutes to become a member and to open your membership account

Choose how you'll use it

Choose how much to save each month, and, if you wish, apply for a loan at the same time

We'll set up payroll

We work with St John's and St Clement's to arrange regular deductions from your salary

Save and repay - automatically

Your chosen amount comes straight from your pay each month and is automatically added to savings or used for loan repayments.

Explore the Money Gym

From managing bills to building better habits, the Money Gym is packed with practical tools and guidance to help you feel more in control of your money
Visit the Money Gym

Join the credit union for St John’s and St Clement’s C of E Primary School staff

Become a London Mutual member and build savings and borrow affordably directly from your St John's and St Clement's C of E Primary School salary.
Become a member

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