How to ace your holiday planning

How to ace your holiday planning

With summer around the corner, now’s the time to start gearing up to make it your best ever. Whether it’s for a short break in the UK or the trip of a lifetime (lucky you), you’ve earned it. But before you throw the suntan lotion into a bag and head for...
What’s the deal with APR?

What’s the deal with APR?

Where there’s borrowing, there’s APR. When a company offers a loan, credit card, mortgage or store credit, by law, they’re required to show its APR. But what does APR actually mean, how is it calculated, and how can you use it to get the best deal?...

Things we’ll never ask you to do

If you get an email or a phone call about any of your credit union accounts, please remember these eight things LMCU will never ask you to do: Ask for your full PIN or any online banking passwords over the phone or via emailSend someone to your home to collect cash,...
How to stay safe at the cashpoint

How to stay safe at the cashpoint

If possible, use a cash machine inside a bank or shop – if that’s not possible, check the cash machine every time you use one and look out for: a wobbly or bulky part that doesn’t seem to belong with the machine, such as a cover over the card slot or a loose keypadbe...
3 common questions about credit history

3 common questions about credit history

Credit history tracks the reliability and the ability of you as the borrower to keep it up with the financial obligations, your payment patterns and how many other financial commitments you currently have. This has proven invaluable for financial institutions like...