Money Tips

What’s the deal with APR?

What’s the deal with APR?

When a company offers a loan, credit card, mortgage or store credit, by law, they’re required to show its APR. But what does APR actually mean, how is it calculated, and how can you use it to get the best deal?

Make your money go further this Christmas

Make your money go further this Christmas

A lot of people worry that Christmas is just around the corner, and there is still so much to do. Below are three simple steps that may help you navigate the winter holidays this year.

3 common questions about credit history

3 common questions about credit history

Credit history tracks the reliability and the ability of you as the borrower to keep it up with the financial obligations, your payment patterns and how many other financial commitments you currently have. This has proven invaluable for financial institutions like banks and credit unions to assess the loan applications of the borrower’s ability to […]

Three simple steps for a financially healthier 2018

Three simple steps for a financially healthier 2018

With Christmas in the rear view mirror, our attention turns to the end of 2017 and beginning of a New Year with new possibilities. With the bank holidays coming up, it would be beneficial to take time out to organise your finances for the coming year. Making up a budget is vital, as more and […]

Practical ways to lessen impulse spending!

Practical ways to lessen impulse spending!

Impulse buying describes the phenomenon that causes you to make that extra purchase because the need for it becomes suddenly very necessary. It can be as small as buying a packet of chewing gum while you are waiting at the checkout, or as big as an expensive car during a sale. You may be well […]

Don’t get caught out by £1 Deadline!

Don’t get caught out by £1 Deadline!

In the UK, we love to keep things interesting. By the end of 2020 we will see the biggest period of currency transition in decades – from paper to plastic notes and from round to twelve sided £1 coins. New Money The new pound coin was deemed legal tender on the 28th March 2017. Now […]

New compensation limits

The FSCS deposit protection limit is changing from 1 January 2016 to £75,000. Deposits currently eligible for £85,000...